Our special needs planning services include:
Special Needs Trust
A Special Needs Trust helps your loved one with special needs remain eligible for needs-based benefits while providing other assets to enhance the beneficiary’s quality of life.
It supplements, rather than replaces, essential support from government programs like Medicaid, covering expenses such as:
- Education
- Medical Costs
- Transportation
- Recreation
- Home Modifications
The provisions to create a Special Needs Trust can be incorporated into a parent’s Revocable Living Trust, meaning it does not have to be a stand-alone document.
ABLE Accounts
An ABLE Account (Achieving a Better Life Experience) empowers individuals with disabilities to save and invest in a tax-free environment without jeopardizing their eligibility for needs-based public benefits.
ABLE Accounts can be used to pay for a variety of expenses related to living with a disability including:
- Education
- Housing
- Transportation
- Medical Care
Not only are ABLE accounts tax-advantaged, but they also offer a contribution plan that allows for extra savings, proving to be incredibly helpful for individuals with disabilities.
Protect what matters most.
